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Goldwater Law Firm
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Goldwater Law Firm
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Frequently Asked Questions
Bob Goldwater is the Founder and Managing Partner of the Goldwater Law Firm. For over 30 years, he has built a nationwide network of experienced and aggressive law firms dedicated to helping people recover compensation after being injured in an accident, as well as people harmed by dangerous drugs, defective medical devices, and other faulty products.
With a mission to provide fierce and compassionate legal help, the Goldwater Law Firm and its partners fight for the justice that clients deserve. If you've been injured due to someone else’s negligence, let the Goldwater Law Firm and its network of firms fight to get you the maximum compensation for your case.
Common reasons for denial include insufficient medical evidence, not meeting the policy's definition of "disability," filing errors, or administrative oversights. Insurance companies may also deny claims based on internal evaluations, which may not always reflect your true medical condition.
If your claim is denied, review the denial letter carefully to understand the reason for the decision. Gather any additional medical documentation, and consult a legal professional who can help you file an appeal within the required time limits.
The time limit to file an appeal varies by insurer and policy but is typically 60–180 days. It's crucial to act quickly to ensure you don’t miss the appeal window, as failing to appeal on time may result in the loss of your right to challenge the denial.
While it’s possible to appeal on your own, a lawyer specializing in disability insurance can significantly improve your chances. They can identify weak points in the denial, collect supporting evidence, and navigate complex insurance policies.
Filing a Claim Made Easy
1.) Complete the no-cost claim review form
2.) We will contact you within 24 hours
3.) We will assist you in determining your eligibility
Filed or Believed to Have a Valid Claim
You have already filed a short-term or long-term disability insurance claim or believed you had a valid reason to do so but didn’t file.
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This is a Bad Faith Disability Claim Denial Lawsuit
A Bad Faith Disability Claim Denial Lawsuit is a legal action against an insurance company for wrongfully denying a disability claim.
In these cases, insurers are accused of acting in "bad faith" by unfairly refusing benefits, delaying payments, or failing to investigate claims thoroughly. Bad faith lawsuits seek compensation for denied benefits and, in some cases, additional damages for the insurer’s misconduct.
These lawsuits hold insurers accountable for prioritizing profit over policyholders' legitimate claims for coverage.
To qualify for assistance, you must meet the following criteria:
Disability Insurance and Denials
Disability insurance is designed to provide financial assistance when you're unable to work due to illness or injury. Policies, whether short-term or long-term, are meant to replace a portion of your income, ensuring that you have the financial support needed to maintain stability. However, insurance companies frequently deny claims, leaving policyholders without the benefits they paid for and expected in times of need.
Common reasons for disability insurance claim denials include insufficient medical evidence, failure to meet policy definitions of "disability," or issues with the timing of the claim filing. If your claim has been denied or your insurer is delaying payment, you have the right to challenge these decisions and potentially secure the benefits owed to you.
Denied Disability Insurance?
Let Us Help You Fight for Your Benefits
If you've recently had a disability insurance claim denied, you're not alone. Whether you filed for short-term or long-term benefits with a major insurer and are facing obstacles in receiving your rightful coverage, Guardian Legal Network can assist in reviewing and appealing your denial. Our team works with individuals denied benefits from major insurance providers to ensure they get the support they need.
Noteworthy Settlements
2008 MetLife v. Glenn– The U.S. Supreme Court found that MetLife’s role as both insurer and claims administrator created a conflict of interest. This decision highlighted the potential bias when insurers both evaluate and pay claims, setting a key precedent for disability cases.
2007 Lang v. Long-Term Disability Plan of Sponsor Applied Remote Technology, Inc.– The Ninth Circuit ruled for Diane Lang, finding her insurer’s interpretation of "disability" unreasonable. This case underscores the importance of fair, thorough reviews of disability claims.
2004 Tippett v. Reliance Standard Life Insurance Company– The court found Reliance Standard’s denial of benefits arbitrary, as it failed to consider the plaintiff's chronic pain. This ruling emphasized insurers' duty to weigh medical evidence properly, especially for chronic conditions.
Denied Disability Benefits?
Start Your Free Case Review Now!
Claim Denial or Pending Decision
Your insurance claim was denied within the last 6 months, or you've yet to receive a decision from your insurance company.
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Severe Migraines
Many women report persistent migraines even after discontinuing Depo-Provera, which may signal underlying neurological issues.
Neurological Impairments
Long-term use of Depo-Provera has been linked to cognitive dysfunction, memory loss, and other neurological impairments that affect daily life.
Have Questions About Your Denied Claim? Get Help Today!
Your Claim Matters
Hold Insurers Accountable
Complete the form above to check your eligibility. Together, we can seek justice for your injuries.
Denied Disability Insurance?
Let Us Help You Fight for Your Benefits
If you've recently had a disability insurance claim denied, you're not alone. Whether you filed for short-term or long-term benefits with a major insurer and are facing obstacles in receiving your rightful coverage, Guardian Legal Network can assist in reviewing and appealing your denial. Our team works with individuals denied benefits from major insurance providers to ensure they get the support they need.
